Your retirement income is likely not going to be what you expect. In this video I cover the reasons why. And how to fix the problem. Click below to watch the video and find out more.
Article Topic: Featured
Financial thoughts, tips and tricks for you to consider.
Reality Check
Is your term insurance Bad?
Why Real Estate Investors Should Own Infinite Banking Policies
Mar 17, 2022 | Blog, Featured, Financial Planning, Insurance
Real Estate is a core foundation of our clients’ wealth plans. They generally rely on the income and appreciation in a significant form in retirement. However, we are well aware that things don’t always go as plan and we use infinite banking policies as a...
Designing the Perfect Investment
Nov 1, 2021 | Blog, Featured, Financial Planning, Insurance, Investments
If you could design the perfect investment, what characteristics would it entail? Safe, maybe even guaranteed A Great Rate of Return is a must It would be great if you could use it as collateral and borrow against it. Being able to take money out when needed or put...
4 things you should know about your term insurance
May 27, 2021 | Blog, Featured, Insurance
Find out if you have a convertible feature. When shopping around for term insurance it would be a mistake to go for the cheapest policy. As is often said in life, you pay for what you get. The cheapest term insurance policies have no conversion features. You...
Safe Withdrawal Rate
Feb 4, 2021 | Blog, Featured, Financial Planning
If you are not familiar with the term “Safe Withdrawal Rate” you should be. Its the key factor to guide you in determining how much money you can withdrawal from your savings each year once you reach retirement. Nobody wants to run out of money. So using this...
Build Real Wealth
May 5, 2020 | Featured, Investments, Retirement, Strategies, Wealth Building
Would you like to own your first rental property but don't know exactly where to start? Not sure if you can afford it? Not sure if it should be a condo, townhouse, duplex? Not sure of how to analyze the numbers? This is different ... Why would a financial...
How your retirement plan is doomed to fail
May 4, 2020 | Blog, Featured, Insurance, Retirement
When it comes to retirement planning there are really only two approaches: The Probability Based Plan Approach which uses the Safe Withdrawal Rate OR The Safety First Plan Approach The problem with the Probability Based Planning Approach Probability Based Planning...
Certainty of Money
May 4, 2020 | Blog, Featured, Insurance
The certainty of money in the future creates a world in which we can behave very differently now. Let’s take a look at a simple example. Imagine that you were entitled to a $500K bonus from your company, but the caveat is that it would not be paid out for 5...
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905-425-5327 • vws@live.ca
Kathleen van den Berg, MBA, CFP
4 Branthaven Court
Brooklin, Ontario L1M 0B2
Canada