Real Estate is a core foundation of our clients’ wealth plans. They generally rely on the income and appreciation in a significant form in retirement. However, we are well aware that things don’t always go as plan and we use infinite banking policies as a...
Article Topic: Featured
Financial thoughts, tips and tricks for you to consider.
Why Women Love Infinite Banking
Update on Rising Interest Rates
Never pay off your mortgage
Nov 6, 2021 | Blog, Featured, Mortgages and Debt
Coming from European parents, especially my Dutch father, paying off debt was probably the most important financial truth instilled in us at an early age. You never owed people money. You always paid your credit card off 100% every month. And you worked hard to be...
Designing the Perfect Investment
Nov 1, 2021 | Blog, Featured, Financial Planning, Insurance, Investments
If you could design the perfect investment, what characteristics would it entail? Safe, maybe even guaranteed A Great Rate of Return is a must It would be great if you could use it as collateral and borrow against it. Being able to take money out when needed or put...
Option traders should invest in insurance.
Jun 21, 2021 | Blog, Featured, Financial Planning, Insurance, Investments, Retirement
Option traders should invest in insurance. Many of my connections in the real estate world took the initiative this year to learn about option trading and are actively relying on this strategy for income and wealth creation. Congratulations if you have taken the...
Infinite Banking is not Life Insurance
Jun 2, 2021 | Blog, Featured, Financial Planning, Insurance, Retirement, Wealth Building
I have been getting a lot of inquires lately about infinite banking life insurance. Firstly, infinite banking is not life insurance. But rather, infinite banking is a concept. There are many other descriptions for the same idea. Be your own banker. Circle of...
4 things you should know about your term insurance
May 27, 2021 | Blog, Featured, Insurance
Find out if you have a convertible feature. When shopping around for term insurance it would be a mistake to go for the cheapest policy. As is often said in life, you pay for what you get. The cheapest term insurance policies have no conversion features. You...
How to stay cool in today’s hot real estate market
May 19, 2021 | Blog, Featured, Wealth Building
Yes … it’s getting hot out … but there is a way to stay cool in this hot real estate market. By implementing the BRRRR strategy - BUY, RENOVATE, RENT, REFINANCE, REPEAT you can stay cool even in hot markets. Recently I was asked if we are still buying...
Safe Withdrawal Rate
Feb 4, 2021 | Blog, Featured, Financial Planning
If you are not familiar with the term “Safe Withdrawal Rate” you should be. Its the key factor to guide you in determining how much money you can withdrawal from your savings each year once you reach retirement. Nobody wants to run out of money. So using this...
How we benefited from the Coronavirus stock market crash Part II – Whole Life Insurance and the Coronavirus Crisis
Sep 22, 2020 | Blog, Featured, Insurance
In Part I of Whole Life Insurance and the Coronavirus I illustrated how our insurance policies rescued us from a potentially financially devastating situation last March when the full impact of the Coronavirus hit Canada. I encourage you to read Part I and how...
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905-425-5327 • vws@live.ca
Kathleen van den Berg, MBA, CFP
4 Branthaven Court
Brooklin, Ontario L1M 0B2
Canada