If what you KNEW to be true about insurance was not true, when would you want to know? Most consumers are under the impression that term insurance, like Term 10 or Term 20, costs significantly less than permanent insurance. But that is like saying renting a house...
Article Topic: Insurance
Financial thoughts, tips and tricks for you to consider.
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Reality Check
10 Strategic Uses for Cash Value Insurance
Jun 11, 2022 | Blog, Insurance
Paydown versus interest only - enhance lifestyle by spending more of your wealth Reduce pressure on capital – less capital is needed to produce the same retirement lifestyle Reduce pressure on withdrawal rates – less reliance on traditional retirement savings and less...
The Thing Most Often Omitted In Retirement Plans
May 5, 2022 | Blog, Insurance, Retirement
Most of us assume that once our children are grown and we enter the retirement phase of our life we no longer need life insurance. This is one of the reasons term insurance is often recommended. However, in reality the exact opposite is true. Life insurance can and...
Why Real Estate Investors Should Own Infinite Banking Policies
Mar 17, 2022 | Blog, Featured, Financial Planning, Insurance
Real Estate is a core foundation of our clients’ wealth plans. They generally rely on the income and appreciation in a significant form in retirement. However, we are well aware that things don’t always go as plan and we use infinite banking policies as a...
Go Ahead … Fall In Love!
Jan 4, 2022 | Blog, Insurance, Wealth Building
There is a saying when it comes to investments, don’t fall in love with them. Just because a particular stock has done right by you in the past, does not necessarily mean it should be a permanent relationship. However, when it comes to the infinite banking concept …...
Designing the Perfect Investment
Nov 1, 2021 | Blog, Featured, Financial Planning, Insurance, Investments
If you could design the perfect investment, what characteristics would it entail? Safe, maybe even guaranteed A Great Rate of Return is a must It would be great if you could use it as collateral and borrow against it. Being able to take money out when needed or put...
Insure Your Lifestyle
Jul 5, 2021 | Blog, Insurance, Strategies, Wealth Building
As a Wealth Strategist the number one question I get from people approaching retirement is, “How much do I need to retire?” And far too often we are not having the “What’s my number?” discussion early enough in the financial planning process. Real Estate has...
Now is always better than later.
May 28, 2021 | Blog, Insurance
When it comes to life insurance, now is always better than later. You can’t purchase home insurance when your house is on fire. And you can’t purchase life insurance if your health has declined significantly. I have personally seen how waiting to purchase insurance...
4 things you should know about your term insurance
May 27, 2021 | Blog, Featured, Insurance
Find out if you have a convertible feature. When shopping around for term insurance it would be a mistake to go for the cheapest policy. As is often said in life, you pay for what you get. The cheapest term insurance policies have no conversion features. You...
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905-425-5327 • vws@live.ca
Kathleen van den Berg, MBA, CFP
4 Branthaven Court
Brooklin, Ontario L1M 0B2
Canada