Blog

Financial thoughts, tips and tricks for you to consider.

FEATURED ARTICLES

Safe Withdrawal Rate

If you are not familiar with the term “Safe Withdrawal Rate” you should be.   Its the key factor to guide you in determining how much money you can withdrawal from your savings each year once you reach retirement.     Nobody wants to run out of money.    So using this...

How we benefited from the Coronavirus stock market crash Part II – Whole Life Insurance and the Coronavirus Crisis

In Part I of Whole Life Insurance and the Coronavirus I illustrated how our insurance policies rescued us from a potentially financially devastating situation last March when the full impact of the Coronavirus hit Canada.   I encourage you to read Part I and how...

Classic Financial Planning Mistakes

I believe there are core financial planning beliefs that benefit financial instutions and not Canadians.    Which is why my wealth planning process is significantly different then most.  To get a taste of how you may be on the wrong track, consider listening to this...
Safe Withdrawal Rate

Safe Withdrawal Rate

If you are not familiar with the term “Safe Withdrawal Rate” you should be.   Its the key factor to guide you in determining how much money you can withdrawal from your savings each year once you reach retirement.     Nobody wants to run out of money.    So using this...

Are you spooked yet?

Are you spooked yet?

​Today scary decorations are all around our neighbourhood.   Halloween, the day of dressing up and trick-or-treating, is full of fun and excitement for the young.    But there are often 365 days of fears for retirees. What scares retirees the most? The Market When you...

Classic Financial Planning Mistakes

Classic Financial Planning Mistakes

I believe there are core financial planning beliefs that benefit financial instutions and not Canadians.    Which is why my wealth planning process is significantly different then most.  To get a taste of how you may be on the wrong track, consider listening to this...

Use Debt Strategically

Use Debt Strategically

Coming from European parents, especially my Dutch father, paying off debt was probably the most important financial truth instilled in us at an early age. You never owed people money. You always paid your credit card off 100% every month. And you worked hard to be...

BRRRR

BRRRR

If I had to use one word to describe this summer it would be BRRRR! No, I am not crazy. I realize this has been one of the hottest summers on record. Around the world. But BRRRR has nothing to do with being cold. It’s a real estate strategy that my husband Bill and I...

Insure Your Lifestyle

Insure Your Lifestyle

As a Wealth Strategist the number one question I get from people approaching retirement is, “How much do I need to retire?”   And far too often we are not having the “What’s my number?” discussion early enough in the financial planning process.     Real Estate has...

905-425-5327 • vws@live.ca

Kathleen van den Berg, MBA, CFP

4 Branthaven Court
Brooklin, Ontario  L1M 0B2
Canada