Financial thoughts, tips and tricks for you to consider.
If you are not familiar with the term “Safe Withdrawal Rate” you should be. Its the key factor to guide you in determining how much money you can withdrawal from your savings each year once you reach retirement. Nobody wants to run out of money. So using this...
I believe there are core financial planning beliefs that benefit financial instutions and not Canadians. Which is why my wealth planning process is significantly different then most. To get a taste of how you may be on the wrong track, consider listening to this...
As a wealth strategist, when I speak with most of my clients their financial focus is usually on paying down debt, investing in stock markets or real estate, and saving for retirement. They overlook one of the most important pillars of financial success … life...
I work in the financial services business with a very unique approach to wealth and retirement planning. Everyday I actively support my clients in owning income properties in order to retire earlier with greater income security. So, I gladly accepted CREW’s QUIT YOUR...
When I ask clients if they can handle risk, they usually say yes. Well let’s test that hypothesis then shall we. In 2008 did you get into the market or out of the market? How about 2020? If you got out of the market, then you can’t handle risk. If you invested more,...
RULE 1: FULL REPLACEMENT PROTECTION Unforeseen events can happen at any time. Full replacement value of your assets, income, and life is essential for wealth conservation in the event of a claim. A properly designed protection plan is a higher priority before savings...
If what you KNEW to be true about RSPs was not true, when would you want to know? What is the number one reason Canadians contribute to an RSP? It’s not to save for retirement. It’s to LOWER THEIR TAXES THIS YEAR. But this approach can often be a big...
Has a financial planner ever asked you how much you’ll need in terms of income in retirement? I admit even I have been guilty of this classic “traditional financial planning” question. But the truth is, we have no idea what the future holds. Here is what we don’t...
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