Article Topic: Financial Planning

Safe Withdrawal Rate

If you are not familiar with the term “Safe Withdrawal Rate” you should be.   Its the key factor to guide you in determining how much money you can withdrawal from your savings each year once you reach retirement.     Nobody wants to run out of money.    So using this...

Are you spooked yet?

​Today scary decorations are all around our neighbourhood.   Halloween, the day of dressing up and trick-or-treating, is full of fun and excitement for the young.    But there are often 365 days of fears for retirees. What scares retirees the most? The Market When you...
Financial Priorities

Financial Priorities

As a wealth strategist, when I speak with most of my clients their financial focus is usually on paying down debt, investing in stock markets or real estate, and saving for retirement. They overlook one of the most important pillars of financial success … life...

read more
Quit Your Day Job

Quit Your Day Job

I work in the financial services business with a very unique approach to wealth and retirement planning. Everyday I actively support my clients in owning income properties in order to retire earlier with greater income security. So, I gladly accepted CREW’s QUIT YOUR...

read more
You Can’t Handle The Risk

You Can’t Handle The Risk

When I ask clients if they can handle risk, they usually say yes. Well let’s test that hypothesis then shall we. In 2008 did you get into the market or out of the market? How about 2020? If you got out of the market, then you can’t handle risk. If you invested more,...

read more
The Truth about RSPs

The Truth about RSPs

If what you KNEW to be true about RSPs was not true, when would you want to know? What is the number one reason Canadians contribute to an RSP?     It’s not to save for retirement.   It’s to LOWER THEIR TAXES THIS YEAR.    But this approach can often be a big...

read more
Even Kreskin Doesn’t Know

Even Kreskin Doesn’t Know

Has a financial planner ever asked you how much you’ll need in terms of income in retirement?  I admit even I have been guilty of this classic “traditional financial planning” question.   But the truth is, we have no idea what the future holds.  Here is what we don’t...

read more

905-425-5327 • vws@live.ca

Kathleen van den Berg, MBA, CFP

4 Branthaven Court
Brooklin, Ontario  L1M 0B2
Canada