If you are not familiar with the term “Safe Withdrawal Rate” you should be. Its the key factor to guide you in determining how much money you can withdrawal from your savings each year once you reach retirement. Nobody wants to run out of money. So using this...
Article Topic: Financial Planning
Financial thoughts, tips and tricks for you to consider.
Why Real Estate Investors Should Own Infinite Banking Policies
You’re Not As Rich As You Think
Classic Financial Planning Mistakes
Sep 21, 2020 | Blog, Financial Planning
I believe there are core financial planning beliefs that benefit financial instutions and not Canadians. Which is why my wealth planning process is significantly different then most. To get a taste of how you may be on the wrong track, consider listening to this...
Financial Priorities
Jun 11, 2020 | Blog, Financial Planning, Insurance
As a wealth strategist, when I speak with most of my clients their financial focus is usually on paying down debt, investing in stock markets or real estate, and saving for retirement. They overlook one of the most important pillars of financial success … life...
Quit Your Day Job
May 5, 2020 | Blog, Financial Planning, Investments, Wealth Building
I work in the financial services business with a very unique approach to wealth and retirement planning. Everyday I actively support my clients in owning income properties in order to retire earlier with greater income security. So, I gladly accepted CREW’s QUIT YOUR...
You Can’t Handle The Risk
May 5, 2020 | Blog, Financial Planning, Investments
When I ask clients if they can handle risk, they usually say yes. Well let’s test that hypothesis then shall we. In 2008 did you get into the market or out of the market? How about 2020? If you got out of the market, then you can’t handle risk. If you invested more,...
The 9 Rules Of Money You Need To Implement Now
May 5, 2020 | Financial Planning
RULE 1: FULL REPLACEMENT PROTECTION Unforeseen events can happen at any time. Full replacement value of your assets, income, and life is essential for wealth conservation in the event of a claim. A properly designed protection plan is a higher priority before savings...
The Truth about RSPs
May 4, 2020 | Financial Planning
If what you KNEW to be true about RSPs was not true, when would you want to know? What is the number one reason Canadians contribute to an RSP? It’s not to save for retirement. It’s to LOWER THEIR TAXES THIS YEAR. But this approach can often be a big...
Even Kreskin Doesn’t Know
May 4, 2020 | Blog, Financial Planning
Has a financial planner ever asked you how much you’ll need in terms of income in retirement? I admit even I have been guilty of this classic “traditional financial planning” question. But the truth is, we have no idea what the future holds. Here is what we don’t...
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905-425-5327 • vws@live.ca
Kathleen van den Berg, MBA, CFP
4 Branthaven Court
Brooklin, Ontario L1M 0B2
Canada