Article Topic: Financial Planning

Financial thoughts, tips and tricks for you to consider.

Why Real Estate Investors Should Own Infinite Banking Policies

  Real Estate is a core foundation of our clients’ wealth plans.     They generally rely on the income and appreciation in a significant form in retirement. However, we are well aware that things don’t always go as plan and we use infinite banking policies as a...

You’re Not As Rich As You Think

There is this thing that financial services industry does that irks me to no end. Whenever they see an RSP Portfolio … and use this information in building a financial plan we use the balance at face value … and it is worth in fact … considerably less. Canadians need...
Safe Withdrawal Rate

Safe Withdrawal Rate

If you are not familiar with the term “Safe Withdrawal Rate” you should be.   Its the key factor to guide you in determining how much money you can withdrawal from your savings each year once you reach retirement.     Nobody wants to run out of money.    So using this...

read more
Classic Financial Planning Mistakes

Classic Financial Planning Mistakes

I believe there are core financial planning beliefs that benefit financial instutions and not Canadians.    Which is why my wealth planning process is significantly different then most.  To get a taste of how you may be on the wrong track, consider listening to this...

read more
Financial Priorities

Financial Priorities

As a wealth strategist, when I speak with most of my clients their financial focus is usually on paying down debt, investing in stock markets or real estate, and saving for retirement. They overlook one of the most important pillars of financial success … life...

read more
Quit Your Day Job

Quit Your Day Job

I work in the financial services business with a very unique approach to wealth and retirement planning. Everyday I actively support my clients in owning income properties in order to retire earlier with greater income security. So, I gladly accepted CREW’s QUIT YOUR...

read more
You Can’t Handle The Risk

You Can’t Handle The Risk

When I ask clients if they can handle risk, they usually say yes. Well let’s test that hypothesis then shall we. In 2008 did you get into the market or out of the market? How about 2020? If you got out of the market, then you can’t handle risk. If you invested more,...

read more
The Truth about RSPs

The Truth about RSPs

If what you KNEW to be true about RSPs was not true, when would you want to know? What is the number one reason Canadians contribute to an RSP?     It’s not to save for retirement.   It’s to LOWER THEIR TAXES THIS YEAR.    But this approach can often be a big...

read more

905-425-5327 • vws@live.ca

Kathleen van den Berg, MBA, CFP

4 Branthaven Court
Brooklin, Ontario  L1M 0B2
Canada