Financial thoughts, tips and tricks for you to consider.
When it comes to life insurance, now is always better than later. You can’t purchase home insurance when your house is on fire. And you can’t purchase life insurance if your health has declined significantly. I have personally seen how waiting to purchase insurance...
Find out if you have a convertible feature. When shopping around for term insurance it would be a mistake to go for the cheapest policy. As is often said in life, you pay for what you get. The cheapest term insurance policies have no conversion features. You...
Jack is 45 and he just purchased $1,000,000 of Term 20 insurance. He pays $1,930 to the insurance company every year. The plan is to drop the insurance after 20 years. His family won't need it. Mortgage will be paid off. Wealth will be amassed. Children are through...
As a wealth strategist, when I speak with most of my clients their financial focus is usually on paying down debt, investing in stock markets or real estate, and saving for retirement. They overlook one of the most important pillars of financial success … life...
In Las Vegas the house is designed to win. Imagine that you're in Vegas, and there is a roulette table, where all the slots but one are black. The caveat is that you are only allowed to bet on red. And the chances of it landing on red are less than 5%. This is not...
If you have ever thought that life insurance was something you wouldn't need after you reached a certain level of financial security, you might be interested in knowing why many wealthy individuals still carry large amounts of insurance. While life insurance is most...
If you require permanent life insurance coverage for family, estate planning, business, or tax planning purposes or you just wish to accumulate money in your life insurance program it may be time to look at a permanent, level cost solution. Many of us purchase large...
I was recently at a networking event when I was introduced to an established and experienced real estate agent. In conversation I learned that she had just recently closed a big sale and as a reward she gave herself a brand new diamond ring worth over 15K. Nervously...
If you owned the goose that laid the golden egg … which would you insure first? As long as you have the goose you can always get more eggs. So, if you’re smart you’d insured the goose before you insure the egg. Sadly, most of us insure the egg, and omit insuring the...
4 Branthaven Court
Brooklin, Ontario L1M 0B2
Canada