Article Topic: Insurance

How we benefited from the Coronavirus stock market crash Part II – Whole Life Insurance and the Coronavirus Crisis

In Part I of Whole Life Insurance and the Coronavirus I illustrated how our insurance policies rescued us from a potentially financially devastating situation last March when the full impact of the Coronavirus hit Canada.   I encourage you to read Part I and how...

How our life insurance policies rescued us during the coronavirus crisis. Part I – Whole Life Insurance and the Coronavirus Crisis

Its true. I always explain to clients how important it is to have permanent cash value insurance as a key foundation in one’s wealth plan. Without insurance, you are completely exposed to financial hardships, which can be devastating, especially in retirement.  ...
The Why & How Much Of Life Insurance

The Why & How Much Of Life Insurance

If you are not sure if you need life insurance or how much you need, then you are not the only one. Insurance is a function of your financial liability and income replacement in case of untimely death. And there is generally an adjustment made for current savings (not...

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Certainty of Money

Certainty of Money

The certainty of money in the future creates a world in which we can behave very differently now.   Let’s take a look at a simple example.   Imagine that you were entitled to a $500K bonus from your company, but the caveat is that it would not be paid out for 5...

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I Feel Shame

I Feel Shame

As a wealth strategist I work with individuals and families to improve cash flow and build significantly greater long term wealth. The problem is I have been overly focused on one strategy in particular.   Real Estate.    Real estate funds, rental properties, rent to...

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905-425-5327 • vws@live.ca

Kathleen van den Berg, MBA, CFP

4 Branthaven Court
Brooklin, Ontario  L1M 0B2
Canada