Most of us assume that once our children are grown and we enter the retirement phase of our life we no longer need life insurance. This is one of the reasons term insurance is often recommended. However, in reality the exact opposite is true. Life insurance can and...
Article Topic: Insurance
How we benefited from the Coronavirus stock market crash Part II – Whole Life Insurance and the Coronavirus Crisis
How our life insurance policies rescued us during the coronavirus crisis. Part I – Whole Life Insurance and the Coronavirus Crisis
The Why & How Much Of Life Insurance
If you are not sure if you need life insurance or how much you need, then you are not the only one. Insurance is a function of your financial liability and income replacement in case of untimely death. And there is generally an adjustment made for current savings (not...
How your retirement plan is doomed to fail
May 4, 2020 | Blog, Featured, Insurance, Retirement
When it comes to retirement planning there are really only two approaches: The Probability Based Plan Approach which uses the Safe Withdrawal Rate OR The Safety First Plan Approach The problem with the Probability Based Planning Approach Probability Based Planning...
Certainty of Money
May 4, 2020 | Blog, Featured, Insurance
The certainty of money in the future creates a world in which we can behave very differently now. Let’s take a look at a simple example. Imagine that you were entitled to a $500K bonus from your company, but the caveat is that it would not be paid out for 5...
I Feel Shame
As a wealth strategist I work with individuals and families to improve cash flow and build significantly greater long term wealth. The problem is I have been overly focused on one strategy in particular. Real Estate. Real estate funds, rental properties, rent to...
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905-425-5327 • vws@live.ca
Kathleen van den Berg, MBA, CFP
4 Branthaven Court
Brooklin, Ontario L1M 0B2
Canada