Solutions
Key strategies to start implementing.
Update on Rising Interest Rates
I think we are seeing a lot of initial panic on rising interest rates. I thought this video, a take from a mortgage broker was interesting and I wanted to share it with you. She shares some great advice.
5 Problems That Will Cut Your Retirement Income In Half
Your retirement income is likely not going to be what you expect. In this video I cover the reasons why. And how to fix the problem. Click below to watch the video and find out more.
Why Real Estate Investors Should Own Infinite Banking Policies
Real Estate is a core foundation of our clients’ wealth plans. They generally rely on the income and appreciation in a significant form in retirement. However, we are well aware that things don’t always go as plan and we use infinite banking policies as a...
Go Ahead … Fall In Love!
There is a saying when it comes to investments, don’t fall in love with them. Just because a particular stock has done right by you in the past, does not necessarily mean it should be a permanent relationship. However, when it comes to the infinite banking concept …...
Never pay off your mortgage
Coming from European parents, especially my Dutch father, paying off debt was probably the most important financial truth instilled in us at an early age. You never owed people money. You always paid your credit card off 100% every month. And you worked hard to be...
You’re Not As Rich As You Think
There is this thing that financial services industry does that irks me to no end. Whenever they see an RSP Portfolio … and use this information in building a financial plan we use the balance at face value … and it is worth in fact … considerably less. Canadians need...
Designing the Perfect Investment
If you could design the perfect investment, what characteristics would it entail? Safe, maybe even guaranteed A Great Rate of Return is a must It would be great if you could use it as collateral and borrow against it. Being able to take money out when needed or put...
Taxation Risk
The common financial belief is that you will be in a lower tax bracket in retirement and therefore saving within an RSP structure makes the most sense. I however believe that in many, actually most, situations this will not be the case at all. Firstly, why on earth...
Option traders should invest in insurance.
Option traders should invest in insurance. Many of my connections in the real estate world took the initiative this year to learn about option trading and are actively relying on this strategy for income and wealth creation. Congratulations if you have taken the...

905-425-5327 • vws@live.ca
Kathleen van den Berg, MBA, CFP
4 Branthaven Court
Brooklin, Ontario L1M 0B2
Canada