Solutions

Key strategies to start implementing.

Reality Check

I must admit … we just got a reality check. As a wealth strategist, my job is to advise people.     And one of the pieces of advice I am often giving is to “Be Your Own Banker” and control the banking function in your life. But I must admit, while making great strides...

Is your term insurance Bad?

Is your term insurance bad? As an advocate of wealth insurance and infinite banking policies, I am often asked, “Is term insurance bad?”. There is nothing inherently wrong with term insurance.   Its a cost-effective way to get people coverage and peace of mind.     ...

Own, Don’t Rent Your Insurance

If what you KNEW to be true about insurance was not true, when would you want to know? Most consumers are under the impression that term insurance, like Term 10 or Term 20, costs significantly less than permanent insurance. But that is like saying renting a house...
Is this your new Joint Venture Partner?

Is this your new Joint Venture Partner?

At its most basic level a real estate joint venture is simply a business arrangement.    Real estate joint ventures don’t last forever and like all good contracts, a joint venture agreement covers things like how and when the partnership may dissolve and should...

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10 Strategic Uses for Cash Value Insurance

10 Strategic Uses for Cash Value Insurance

Paydown versus interest only - enhance lifestyle by spending more of your wealth Reduce pressure on capital – less capital is needed to produce the same retirement lifestyle Reduce pressure on withdrawal rates – less reliance on traditional retirement savings and less...

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Why Women Love Infinite Banking

Why Women Love Infinite Banking

Women are often faced with unique financial challenges. Typically we live longer and earn less money than our male counterpart.    If single with children, we often bare more of the child rearing costs and time commitments.     We have higher incidents of illnesses...

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Update on Rising Interest Rates

Update on Rising Interest Rates

I think we are seeing a lot of initial panic on rising interest rates. I thought this video, a take from a mortgage broker was interesting and I wanted to share it with you. She shares some great advice.  

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Go Ahead … Fall In Love!

Go Ahead … Fall In Love!

There is a saying when it comes to investments, don’t fall in love with them.   Just because a particular stock has done right by you in the past, does not necessarily mean it should be a permanent relationship. However, when it comes to the infinite banking concept …...

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Never pay off your mortgage

Never pay off your mortgage

Coming from European parents, especially my Dutch father, paying off debt was probably the most important financial truth instilled in us at an early age. You never owed people money. You always paid your credit card off 100% every month. And you worked hard to be...

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905-425-5327 • vws@live.ca

Kathleen van den Berg, MBA, CFP

4 Branthaven Court
Brooklin, Ontario  L1M 0B2
Canada