The Goose Or The Egg
As long as you have the goose you can always get more eggs. So, if you’re smart you’d insured the goose before you insure the egg.
Sadly, most of us insure the egg, and omit insuring the goose.
In the goose that laid the golden egg story the egg is a valuable asset. Just like your house or your car. But in this story, to draw a parallel, you are the goose. In your story you are the future earning potential and your ability to earn an income is your most valuable asset. If as the result of an illness or disability you were no longer able to work, where would the money come from?
Disability insurance can protect your earning power.
Don’t be a turkey. Insure the Goose.